They Don’t Teach This in School — But It Runs Your Whole Life
Are you between the ages of 12 - 25. Your Financial Future Demands You Make Time for this.
You’re Not Wrong. You’ve Been Left Out.
Let’s clear something up off the rip:
This article might be longer than your feed scroll, but what’s in here could change everything.
We know most people don’t like to read.
We know attention spans are cooked.
We also know you’re not lazy — you’re overwhelmed, under-informed, and watching a world that keeps talking but never teaching.
Reading is the unlock.
Comprehension is the cheat code.
This generation is smart — but smart doesn’t mean educated, and that gap has cost us more than any test score.
Let’s fill it.
Real Talk — You’re in a Game You Didn’t Even Know You Were Playing
We’re taught how to multiply fractions…
But not how to multiply income.
We’re warned about bad decisions…
But never shown how bad credit can cost you thousands before you even start life.
📊 FACTS:
70% of high school graduates leave school with zero financial education.
The average Gen Z adult owes $20,000+ in debt before age 25 — mostly due to student loans, buy-now-pay-later traps, and car payments they don’t understand.
60% of adults — yes, grown-ups — can’t answer basic credit or loan questions.
Financial literacy isn’t a luxury. It’s basic survival.
You Got Questions? You’re Not Alone. Ask Yourself:
How much is your lack of financial knowledge already costing you… and you don’t even know it?
What would change in your life if you understood how credit, debt, interest, and investment really work?
If you could invest $15 a day for one year — would you do it if it changed your life forever?
If those questions hit you in the gut, good.
If they made you curious, even better.
If you're ready to learn more, drop your email so we can send the next steps. This ain’t spam. This is strategy.
👉 linktr.ee/leveragecreditrecovery 👈
The Blueprint — What You Should’ve Been Taught Since Day One
Here’s what’s not being taught but absolutely should be in every school:
💰 How Money Really Works
Budgeting isn’t just saving — it’s knowing where your money goes.
Every dollar is a decision: spend, save, invest, or waste.
You don’t have to be rich to build wealth — just consistent and informed.
💳 Credit Management
Credit scores decide your future before you even apply for the job or lease the apartment.
One late payment = 7 years of consequences.
We teach you how to clean it up and build it strong.
🕳️ Predatory Lending
They don’t want you to read the fine print — because that’s where the trap is.
Payday loans, buy-now-pay-later, store credit cards = modern day financial quicksand.
Learn to spot it and swerve it.
⚖️ Civic Financial Court Matters
Judgments. Garnishments. Collections.
If you don’t understand the system, the system profits off you.
You have more rights than you’ve been told. Learn them. Use them.
🗳️ Civics + Social Engagement
Voting is not the end — it’s the beginning.
Who gets elected determines where your money flows.
Change your city, your school board, your budget priorities.
Be seen. Be heard. Be smart.
Why Now?
Because no one’s coming to save us — we’ve got to learn to save ourselves.
This isn’t about fear. It’s about facts.
We are living through the largest wealth transfer in modern history.
Automation and AI are replacing jobs. You’ll need skills that don’t come with a school-issued textbook.
Financial literacy, investing, and civic knowledge = future-proof weapons.
If we reintroduced just 2%, 5%, or 8–10% of this knowledge back into everyday classrooms, the entire direction of marginalized communities would change.
📈 That’s not theory. That’s data.
Who We Are
Yonkers Young Entrepreneurs (YYE)
A nonprofit built from the ground up to teach young people of color how to understand money, take control of their credit, and make informed financial moves that build generational wealth.
Leverage Credit Recovery (LCR)
A for-profit business that handles credit repair, court-related debt solutions, consumer protection, and financial coaching for those who never got a chance to learn the game — until now.
Together, we’ve:
Hosted 100+ in-person and online events
Helped dozens of students and families recover from credit mismanagement
Empowered youth to invest and trade with real confidence
Worked directly with parents, schools, and city leaders to bring this back where it belongs: the classroom
Launching soon:
🔄 The 15/365 Challenge
$15/daily
365 days
Starts after successful completion of our official day trading portion of our financial literacy workshop.
We’ll teach you how to:
Budget
Trade
Invest
Protect your money
And most importantly — pass it on.
A Final Word to the Reader (and Their Family)
If you made it this far, that says a lot.
You care. You’re curious. You’re ready.
Whether you're 14 or 24 — or you're a parent, caregiver, teacher, or mentor — thank you.
👇🏽Leave your email here👇🏽
For those ready to level up, we’ll be in touch with everything you need to move forward.
To the serious: We’re with you.
To the interested: Ask your next question.
To the doubtful: Watch what we do.
“I can’t believe what you say because I see what you do.” – James Baldwin
We’re doing the work. We invite you to read it, share it, question it — and when you’re ready, learn it.
Because together?
We don’t wait for change. We learn how to move it.
✊ Written with respect.
For those who never got the manual — just the consequences.
📍Yonkers Young Entrepreneurs
💼 Leverage Credit Recovery
